Domestic Travel Insurance
Australia is a wonderful place to explore and while Medicare will cover you for medical expenses, you might still want to have cover for the unexpected. Things like accommodation for your loved ones should you need to stay in hospital away from home or cover for cancellation costs.
We offer two levels of domestic travel insurance:
- Domestic Premium
- Domestic Premium
- Domestic Cancellation
- Domestic Cancellation
Please note – For Domestic Cruise cover, please visit our cruise page.
Domestic Premium
This is our most comprehensive domestic policy and includes the following cover.
| Benefit | Benefit Level | Benefit Description |
|---|---|---|
| Additional expenses | $10,000 | Cover for unexpected travel costs such as when:
|
| Amendment or Cancellation | $You Choose^ | Cover for trip amendments or cancellation if an unexpected event occurs, such as:
|
| Luggage and travel documents | $6,000 | Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including:
|
| Rental car insurance excess | $6,000 | If your vehicle is stolen or damaged there’s cover for the excess you’re required to pay. |
| Bonus cover for personal vehicle excess | $2,500 | If your vehicle is stolen or damaged there’s cover for the excess you’re required to pay. |
| Travel delay | $750 | If your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply). |
| Special events | $2,000 | If due to an unforeseeable circumstance outside Your control Your Journey would otherwise be delayed resulting in You being unable to arrive in time to attend a wedding, funeral, 25th or 50th wedding anniversary or, a prepaid conference, concert, music festival or sporting event. |
| Travel Services Provider Insolvency | $5,000 | Cover for if a scheduled services airline, hotel, accommodation provider, car rental agency, coach, bus, shipping line or railway company becomes insolvent. |
| Disability | $30,000+ | Cover for If You suffer an event that causes your permanent disability. |
| Accidental death | $30,000+ | If You pass away we will pay this amount to your estate. |
| Loss of income | $45,000+ | If You loose your income due to You being unable to return to Your usual place of employment in Australia. |
| Personal liability | $200,000 | If You become unintentionally legally liable to pay compensation in respect to damage caused to someone else’s property or the injury or death of someone else. |
Domestic Cancellation
If you only want to protect your deposits or other outlays, you can choose our Domestic Cancellation product. This allows you to choose your own level of cancellation cover should something unexpected happen and you can no longer take your tip.
The cover $You Choose^ will apply per policy and is a combined limit for –
- ^ The level of cover You choose applies per policy.
- * Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.
- + Maximum liability collectively is $45,000.