International Travel Insurance
If you are going on a trip, remember that travel insurance is very important, so when you are throwing your passport, tickets and money in your case why not pack Easy Travel Insurance too!?
You only have to open a newspaper, turn on a television or surf the net to hear of passengers being stranded due to natural disasters, bad weather, security issues, flight crews on strike, or even iconic airlines going into receivership. Whilst these risks are very real, just think how even a carrier misplacing your baggage could throw your travel plans into disarray leaving you with no change of clothes or toiletries.
When you travel consider protecting yourself and your trip in case things don’t go to plan. We offer two levels of cover for International travellers.
- Comprehensive Care
- Essentials Care
This same cover is also available to people taking a cruise and you must select the cruising cover option to be covered.
It is important to note that even in domestic Australian waters, you are not covered by Medicare and you may wish to buy a policy that will cover you in domestic or international waters. To secure cover for your Australian cruise you must select ‘Domestic Cruise’ as your major destination.
When selecting the travel cover that is right for you, investigating the inclusions, exclusions and benefits in any travel plan is very important, so you should take time to read the Product Disclosure Statement to identify the applicable terms, conditions and definitions.
With the right policy from Easy Travel Insurance you can get back to doing what you do best…travelling!
Comprehensive Care
This is our most comprehensive policy. It includes cover for overseas medical and dental expenses, cancellation and travel delays. It also provides cover for some of the adventure activities that might be included in your travel plans like bungee jumping, snorkelling, white water rafting, jet-skiing and hot-air ballooning.
You’ll have access to our expert medical team 24/7 should something go wrong, assistance with passport replacement, medical information and updates on any emergencies or natural disasters.
It is there to protect you and your holiday.
| Benefit | Benefit Level | Benefit Description |
|---|---|---|
| Overseas medical expenses | $ Unlimited~ | If you get sick or injured, we include cover for your overseas treatment costs, including overseas doctors, hospital, ambulance and medication. |
| Overseas dental expenses | $2,000 | We include cover for the usual and customary cost of emergency dental treatment. |
| Amendment or Cancellation | $You Choose^ | Cover for trip amendments or cancellation if an unexpected event occurs, such as:
|
| Additional expenses | $ Unlimited | Cover is provided for unexpected travel costs including:
|
| Amendment or Cancellation | $ You Choose^ |
Cover for trip amendments or cancellation if an unexpected event occurs, such as:
your transport is disrupted due to a strike, riot or civil commotion |
| Luggage and travel documents | $25,000 | Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including:
|
| Delayed luggage allowance | $1,500 | if your luggage is delayed for more than 12 hours, there’s cover to buy medication, clothes and toiletries whilst you’re overseas (sub-limits apply). |
| Rental car insurance excess | $10,000 | if your rental car is stolen or damaged there’s cover for the excess you’re required to pay. |
| Travel delay | $3,000 | if your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply). |
| Resumption of journey | $5,000 | if you are required to return home during your trip due to the sudden serious injury, sickness, disease, or death of a relative or business partner in Australia. * |
| Missed connections | $3,000 | if your prepaid, scheduled transport or cruise is canceled, delayed, or rescheduled within 72 hours of your scheduled departure time, causing you to miss a pre-booked connection. * |
| Hospital incidentals | $ 8,000 | if you are hospitalised overseas due to a disabling injury, sickness, or disease and your claim is approved under the "Overseas Medical and Dental" section, you will be reimbursed for incidentals such as phone calls and magazines. |
| Hijacking | $8,000 | if you are forcibly detained on public transport due to hijacking by persons using violence or threats of violence during your journey, you will be compensated. Exclusions: Claims caused by terrorism or other general exclusions listed in the policy. |
| Travel services provider insolvency | $10,000 | if your journey is affected due to the insolvency of a travel services provider, the policy provides coverage for certain costs. |
| Special events | $5,000 | if your journey is delayed due to unforeseeable circumstances outside your control, resulting in your inability to attend a special event, the policy provides coverage for certain costs. Covered Special Events: Wedding, Funeral, 25th or 50th wedding anniversary, Prepaid conference, concert, music festival, or sporting event. |
| Disability | $30,000+ | if you suffer an injury during the journey caused solely and directly by violent, accidental, visible, and external means (not caused by sickness or disease), resulting in permanent disability. |
| Accidental death | $30,000+ | if you suffer an injury during the journey caused solely and directly by violent, accidental, visible, and external means (not caused by sickness or disease), resulting in your death. |
| Loss of income | $45,000+ | if you suffer an injury or disabling sickness/disease during the journey that prevents you from returning to your usual place of employment in Australia. |
| Personal liability | $3,000,000 | cover if, as a result of Your negligent act occurring during the Period of Insurance, You become unintentionally legally liable to pay compensation in respect to damage caused to someone else’s property or the injury or death of someone else. |
Essentials Care
If you do not need full coverage from a premium travel plan or your budget doesn’t cater for a comprehensive policy you can still protect yourself while you are overseas.
Our Essentials Care policy shares much of the great cover as the Comprehensive Care option including medical cover, but with lower levels of cover for other benefits such as luggage and rental vehicle excess cover for those who travel lighter.
| Benefit | Benefit Level | Benefit Description |
|---|---|---|
| Overseas medical expenses | $ Unlimited~ | If you get sick or injured, we include cover for your overseas treatment costs, including overseas doctors, hospital, ambulance and medication. |
| Overseas dental expenses | $2,000 | We include cover for the usual and customary cost of emergency dental treatment. |
| Amendment or Cancellation | $You Choose^ | Cover for trip amendments or cancellation if an unexpected event occurs, such as:
|
| Additional expenses | $ Unlimited | Cover is provided for unexpected travel costs including:
|
| Amendment or Cancellation | $ You Choose^ |
Cover for trip amendments or cancellation if an unexpected event occurs, such as:
your transport is disrupted due to a strike, riot or civil commotion |
| Luggage and travel documents | $25,000 | Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including:
|
| Delayed luggage allowance | $1,000 | if your luggage is delayed for more than 12 hours, there’s cover to buy medication, clothes and toiletries whilst you’re overseas (sub-limits apply). |
| Rental car insurance excess | $5,000 | if your rental car is stolen or damaged there’s cover for the excess you’re required to pay. |
| Travel delay | $2,000 | if your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply). |
| Resumption of journey | $3,000 | if you are required to return home during your trip due to the sudden serious injury, sickness, disease, or death of a relative or business partner in Australia. * |
| Missed connections | $Nil | if your prepaid, scheduled transport or cruise is canceled, delayed, or rescheduled within 72 hours of your scheduled departure time, causing you to miss a pre-booked connection. * |
| Hospital incidentals | $ 8,000 | if you are hospitalised overseas due to a disabling injury, sickness, or disease and your claim is approved under the "Overseas Medical and Dental" section, you will be reimbursed for incidentals such as phone calls and magazines. |
| Hijacking | $5,000 | if you are forcibly detained on public transport due to hijacking by persons using violence or threats of violence during your journey, you will be compensated. Exclusions: Claims caused by terrorism or other general exclusions listed in the policy. |
| Travel services provider insolvency | $Nil | if your journey is affected due to the insolvency of a travel services provider, the policy provides coverage for certain costs. |
| Special events | $2,000 | if your journey is delayed due to unforeseeable circumstances outside your control, resulting in your inability to attend a special event, the policy provides coverage for certain costs. Covered Special Events: Wedding, Funeral, 25th or 50th wedding anniversary, Prepaid conference, concert, music festival, or sporting event. |
| Disability | $25,000+ | if you suffer an injury during the journey caused solely and directly by violent, accidental, visible, and external means (not caused by sickness or disease), resulting in permanent disability. |
| Accidental death | $25,000+ | if you suffer an injury during the journey caused solely and directly by violent, accidental, visible, and external means (not caused by sickness or disease), resulting in your death. |
| Loss of income | $30,000+ | if you suffer an injury or disabling sickness/disease during the journey that prevents you from returning to your usual place of employment in Australia. |
| Personal liability | $3,000,000 | cover if, as a result of Your negligent act occurring during the Period of Insurance, You become unintentionally legally liable to pay compensation in respect to damage caused to someone else’s property or the injury or death of someone else. |
- ~ Cover will not exceed 12 months from onset of the illness, condition or injury.
- ^ The level of cover You choose applies per policy.
- * Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.
- + Maximum liability collectively is $45,000.